Top 5 Reasons Why You Need a Dash Cam
With an increasing amount of drivers on the road, car manufacturers have invested billions into the latest safety technology. However, nothing really prepares us for the unexpected.
top 5 reasons why every driver should have a dash cam
1: Photo & video Evidence
Perhaps the number one reason why drivers have dash cams in their vehicles is to gather photo and video evidence of events that happen on the road. Whether it is a hit and run, road rage, car accident or just recording something interesting on the road, having a dash cam is a useful device to have for any kind of driver.
Using Photos and Videos as Evidence
Having photo and video evidence can be extremely effective in legal proceedings. A dash cam video recording can effectively shed light to what exactly happened and determine who is at fault. But what makes photo and video evidence admissible in court?
To qualify as evidence in court, photos and videos must meet two basic requirements: relevance and authenticity. Evidence must be relevant or have probative value. This means it must either support or undermine the truth of any point at issue in the legal proceeding. Evidence must also be authenticated so as to accurately represent its subject relative to its legal claim.
While valuable, is it important to know that evidence can be objected. To make sure your recordings hold value in court, establish a formal policy for the collection and preservation of evidence to adhere to the requirements of relevance and authenticity.
2: In Car Security
With a growing number of Uber and Lyft drivers, safety and security has been a primary concern for both drivers and passengers. Dash cams have been growing in popularity with Uber and Lyft drivers who want to protect themselves while on the road.
Some dash cams have the ability to rotate 360, capture video in IR, and record both inside and outside of a vehicle at the same time. These features are useful for many drivers who want to record interactions with their passengers or even law enforcement.
3: Insurance Fraud
With more and more vehicles on the road every year, insurance fraud continues to be on the rise. Fortunately, fighting fraud with video evidence from your dash cam can quickly determine who the fraudster is.
4: Hit & Runs
In Los Angeles alone, the Los Angeles Police Department reports about 20,000 hit and runs each year. About 11% of all police reported crashes have involved a driver leaving the scene.
Whether you’re involved in a hit and run while driving or when parked, dash cams can help capture these moments and hold the responsible parties accountable. In many hit and run situations, it is very difficult to locate and catch the parties involved once the driver leaves the scene. Having a dash cam record and capture the entire incident greatly increases chance of catching the perpetrator and bringing the accountable.
5: Car Accidents
Car accidents can happen within a blink of an eye. Recollecting your memory after such an incident can be difficult. Without a proper witness and with conflicting accounts from both sides, insurance companies don’t know who to believe. Without any support evidence, how do they determine who pays for what? If you’ve been in this situation before, you know that the insurance companies will deem in 50/50. By deeming it 50/50, this means each side is responsible for 50% of the other parties damages.
Providing dash cam footage of the incident can quickly put an end to finger pointing and is encouraged by law enforcement, insurance companies, and the courtroom. Protecting yourself with a dash cam can save you time, money and lots of headache.
Economic Impact of Car Accidents
The annual economic cost of car accidents in the United States is an estimated $242 billion.
From 2007 to 2012, the average claimed economic losses (such as medical expenses and lost wages) increased by 8 percent among personal injury claimants and by 4 percent among bodily injury claimants.
In 2013, the average automobile liability claim for property damage was $3,231. The average liability claim for bodily injury was $15,443.
In 2013, the average collision claim was $3,144. The average comprehensive claim was $1,621.
Private insurers pay about half of all car accident costs, while individual crash victims pay 26 percent, and third parties pay 14 percent.
In 2010, the cost of medical care and productivity losses due to injuries from car accidents was more than $99 billion – nearly $500 for each licensed US driver.
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